Louis Vuitton Bag Between the end , is the annual return of the floating population peak of the New Year . ” Cumulative 38 million a year to pay pension insurance interrupted ” message provoking people sensitive nerve , brings to mind the previous years every December on the emergence of ” surrender tide .”
Louis Vuitton Bag Social Security has been likened to a “safety net “, ” stabilizer” , the starting point is to improve and protect the interests of workers, and pension insurance is one of the most important component of a . Today, thousands of people each year to pay interruption insurance, what are the reasons behind ? Eighteen Third Plenary Session that ” perfect for transferring social insurance policy , expand insurance coverage to pay ,” What impact will this produce ?
■ From ” Surrender ” to ” off Paul ”
- Enterprises are unwilling to pay pension insurance, unemployment insurance were insured by the Louis Vuitton Bag cumulative unwilling to pay the full 15 years to pay , social security can not be transferred when the movement of persons , causing part of the insured person off insurance
“Broken guarantee” , formerly known as ” surrender .”
Prior to 2011 , ” Social Insurance Law” , each time returning to Louis Vuitton Bag the Spring Festival , the Pearl River Delta , Dongguan , Foshan and other places there are always a lot of migrant workers flocked to the social security act hall , extracting accumulated in their individual pension accounts part of the money, stuffed to ” surrender tide .” Guangdong, Hunan Province are working migrant workers LIU Si-ming , had been one of them. He admitted that at the time the young , the old-age security for their future not too many concepts , and almost a year for a unit , so by the end of it all means to obtain more money home for the holiday at hand . Individual pension accounts section a year down to about 2,000 yuan, considered a small fortune in cash.
Although no accurate statistics , but according to relevant agencies estimate , Louis Vuitton Bag then exit the annual pension insurance are about 30 million people .
After this situation in 2011 has been a fundamental change . ” After the ” Social Insurance Law “introduced pension has been allowed to take Louis Vuitton Bag the cash surrender , only for the transfer continue .” Staff Mei Road, Guangzhou social security health insurance business lobby said. From a policy perspective, whether or not the insured person to continue to pay pension insurance , before reaching the statutory retirement age , they can not extract individual pension funds in the account , which makes the ” surrender ” is no longer possible. December 11 , reporters at the small North Canton Hall of social insurance offices , social security offices plum East Hall , as well as residents of expropriation, purchase pension insurance unit Guangzhou Local Taxation Bureau business lobby turned a morning, did not see to apply for exit or interruption pension formalities personnel.
The insured person is prohibited by law to withdraw their individual account pension , ending the surrender behavior in order to get cash for the target , but did not change other types of interruption or exit behavior .
Some people change jobs because the new unit is not to pay Louis Vuitton Bag off the pension and insurance . Ma Mingyang in Beijing, a well-known chain modeling agency as a senior hair stylist , practitioners ten years, he has worked in fifty-six barber shop , only one payment to employees pension insurance . ” Of course units for insurance is a good thing , if you do not give , I would not take the initiative to request off Paul is the norm .”
Some people off because of the interruption of employment insurance . She rose to her pregnancy quit his job at a publishing company in Beijing , home to do ” full-time mother ,” her pension from interruption. “I plan to work out child after the age of two , when the time and then went on pension .”
Some people off the insurance payment is Louis Vuitton Bag considered to have a total of 15 years , in accordance with existing policy after reaching retirement age can receive a monthly pension , count yourself afterwards unwilling to pay more later .
There are quite a few people interrupt the transfer of social security is a result of successive poor . Paul himself did not want to break the old unit to pay social security , the new unit can provide social security, but off-site mobile workers , pension relationship can not be smooth docking. Some people affected by the long tedious process of transfer and continuation of the tired , interrupted for a few months or longer insurance. Some people can not be achieved due to the shift from off Paul . According to the analysis , in 3800 people in these groups occupy a fairly Louis Vuitton Bag large scale. Because of its pension is completely passive interrupt , which some people for improving the system, the smooth continuation of the voice is the highest.
■ transfer and continuation of poor , helpless off the insured person insured
- 150 million migrant workers flow between urban and rural areas , more than 6,000 people interprovincial mobility , transfer and continuation problems affecting pension insurance process
Louis Vuitton Bag How difficult pension transfers continue ? Difficult to directly lead to the desire of a large number of workers insured frustration off Paul ?
Human Resources and Social Security , Louis Vuitton Bag said Jin Weigang , director of social security , social insurance for transferring , both co-ordination of social insurance transfers continuation region , including convergence of social insurance relations between the different systems , such as between urban and rural social insurance system convergence. China has 260 million migrant workers , of which 150 million people flow between urban and rural areas , more than 6,000 people interprovincial mobility . Either way flow involves the transfer of successive social security issues .
“Social Insurance Law” from a legal perspective clear Louis Vuitton Bag regional employment equity principles of basic pension insurance and labor relations adapter , namely, ” to co-ordinate inter- regional employment of the individual , the basic pension insurance relationship with my transfer payment period accumulated. Individuals reach when the statutory retirement age , the basic pension segmented basis, unified payment . ”
Policy put it plainly, but the actual operation, but found that the transfer of the insured person succeeding difficult.
Zhao Xiuying and her husband had worked for Louis Vuitton Bag nearly 10 years on a factory assembly line , Qinhuangdao , Hebei , has been paying pension insurance. Three years ago , the couple came to Beijing , into a property company . Three insurance companies are willing to offer , which gave Zhao Xiuying very pleased that the future can be a monthly old pensioners . However, repeated counseling after the discovery, she Hebei continue to pay pension insurance is difficult in Beijing , her account in Jilin, Hebei and Beijing ‘s should go home for future pension receive treatment is also very complicated. She said that if payment of the pension insurance segment is not attached to the last count, might as well not pay the insurance , payroll deduction less now .
Human Resources and Social Security Social Security Louis Vuitton Bag Center statistics show that among the 2011 national basic pension insurance payment issued credentials to transfer and continuation of the successful transfer of people only 20% , about 80% of the people after the flow , or no employment, after the job did not go to either apply or not apply successfully .
Some places to consider for the benefit of the insured set many Louis Vuitton Bag restrictions. Some cities do not allow non- household population with flexible employment status endowment insurance , some cities under various pretexts to refuse to undertake older workers pension insurance relationship . In addition , the lack of unified regulations on operational aspects , but also affect the transfer connection . A staff member of the social security department of Guangzhou City bluntly , if you want to deal with migrant workers inter-provincial transfers , as in the ” life of mutual recognition ” and other aspects of the country there is no uniform regulations, they basically take the ” set aside” manner.
The flow of migrant workers in urban and rural areas , Louis Vuitton Bag China’s pension insurance for workers and new agricultural insurance how convergence has not yet made detailed provisions directly affect migrant workers continued insurance .